4558 Mocasa Ct, Bay City, MI 48706, USA Mon–Fri · 9:00–6:00 ET
Local roots Bay City, Michigan · Serving all 50 states

Make your money
work beautifully.

From your first personal loan to your long-term legacy, Visionary Finance Plan brings borrowing, investing, tax, and protection under one roof — with advisors who explain everything in plain English.

4.9 / 5 Average client rating
3,800+ Families guided since 2012
A financial advisor reviewing a retirement plan with a couple in a bright office
Goal progress
Retirement plan
72% funded · on track
Next available
Tomorrow, 10:30 AM
30-minute discovery call
$420M+
Client assets guided
3,800+
Households served
25+
Years of combined experience
97%
Clients who stay with us
What we do

One team for every
money decision.

Six services, one coordinated plan. No hand-offs, no jargon, no pressure.

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An advisor and client reviewing personal loan paperwork Lending

Personal Loan

Cover life’s big moments without draining your savings. Fixed rates, predictable payments, and decisions that don’t keep you guessing.

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A person using a credit card while managing accounts online Credit

Credit Loan

Flexible credit lines and score coaching that give you breathing room — and a stronger profile for whatever comes next.

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A family handing over the keys to their new home Home

Mortgage Loan

Buy, build, or refinance with clear numbers up front. We shop the options and walk you through every line before you sign.

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An investor reviewing market charts on a laptop Growth

Wealth & Investment Planning

Goal-based portfolios, retirement projections, and annual reviews that keep your plan honest as life changes.

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Tax forms, calculator, and notes arranged on a desk Tax

Tax Advisory

Plan the year before it happens. We look for deductions, time income smartly, and keep surprises out of April.

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An insurance advisor explaining policy options to a couple Protection

Insurance Services

Life, disability, home, and auto cover compared across carriers, so your family is protected without overpaying.

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The Visionary Finance Plan team working together in their Bay City office
An advisor walking a younger client through a financial plan
14+
Years helping Michigan families plan with confidence
Why Visionary

Advice that’s personal,
not a pitch.

You get one advisor, one plan, and straight answers. We show you the math, explain the trade-offs, and never sell you something you don’t understand.

Plain-English guidance

No acronym soup. Every recommendation comes with a one-page summary you can actually read.

One plan for everything

Loans, investments, taxes, and cover are coordinated, so a win in one area never undermines another.

Transparent fees

You’ll see our costs in writing before any work begins. No surprises buried in fine print.

People who pick up

A real advisor answers the phone — and stays with you through the boring follow-ups too.

How it works

A clear path from first call
to confident plan.

Most clients go from hello to a written plan in under two weeks. Here’s exactly what that looks like.

01

Discovery call

A free 30-minute conversation about where you are, what you want, and what’s in the way.

02

Build your plan

We map the numbers — cash flow, debt, goals, taxes, risk — and draft options in plain English.

03

Take action

You approve the plan; we handle applications, paperwork, and the calls to providers.

04

Review & adjust

We check in quarterly and re-run the numbers whenever life shifts. Plans should bend, not break.

Client voices

People, not portfolio numbers.

A few words from the households we’re lucky to serve.

From the blog

Money ideas worth
a coffee break.

Read the blog
Saved.